Focus On Financing

Apply Online

First and foremost, thank you for allowing me to earn your business. With a little more information I can search multiple loan options available for your situation along with closing cost and/or down payment assistance programs. I will also prepare a detailed comparison of all programs available including the interest rate, total costs, pre-paid items, etc… in order to help you make an educated decision.

Access The Secure Online Loan Application

The following briefly explains the steps involved in the home loan process:

  1. The first step in the process of the pre-qualification/approval is to fill out a loan application. This will allow me to get certain information such as the correct spelling of your name, the number of years you’ve lived at your current residence, length of time in your job, etc…
  2. The second step entails a brief interview by me. During this step I will ask you questions about your objectives, your short and long term goals and anything else that may help me prepare the best financing options for your particular scenario.
  3. The third step will be to gather certain important documents to begin preparing a strong loan file for you. This loan file will eventually be submitted to the underwriting department for a full review to ultimately get a final loan approval. Access the list by clicking here…
  4. Once your loan file has been prepared and all guidelines have been met a Pre-Approval Letter will be sent to your Realtor to include in any offers you make in the near future.

To apply for a mortgage with us please click the link below. This will take you to our secure online loan application. Prior to filling out this form, please take a moment to review our terms and conditions as well as our privacy policy. You will be asked to create a login at the beginning of the application so you can come back and finish it later if you don’t have all of the documentation in front of you. Please note this application is SSL secured, and as an extra precaution all of your information will be deleted from our servers after seven (7) days. So please make sure you finish and submit the application prior to the seven (7) day mark or you may have to start over.